Bedford, Virginia Individual Disability Insurance

Bedford, Virginia Individual Disability Insurance

Individual disability insurance is used to replace lost income if you are disabled or cannot work due to an injury or illness. At Scott & Bond Inc, we can tailor a Virginia disability insurance policy to fit your individual needs. Many studies say that Americans can have a long-term disability by the age of 65, so this complement to your health insurance is necessary.

An individual disability insurance policy is a good way to cover income losses even with those who have some employer-paid coverage. Typically, disability premiums paid by you are not taxes, but employer-paid benefits are. There are 2 types of individual disability insurance policies - long-term and short-term.

Basic ways of disability insurance in Bedford, Virginia

  • Individual disability income policy
  • Social Security disability benefits
  • Employer paid benefits

Let a Scott & Bond Inc agent explain the different options you have when considering individual disability insurance in Bedford, Virginia including the Appomattox, Lynchburg, Roanoke, Rocky Mount, and Smith Mountain Lake areas.